20 Years · SA Insurance & Financial Services · Deployed in 21 Days

Enterprise Insurance Solutions. Built by Industry Experts. Deployed in 21 Days.

Leveraging 20 years of insurance domain expertise to solve the industry's most persistent friction points. We provide ready-to-deploy IP assets and enterprise-grade integrations that accelerate your operational integrity.

Engineered for FSCA & POPIA CompliancePOPIA AdherentBuilt to ISO 27001 Security StandardsArchitected for the UMA & Binder Market
20 YearsDomain Expertise
21 DaysDeployment Target
99.97%Audit Accuracy
EnterpriseGrade Integrations
Data Integrity & Group Risk

The “Golden Record” Administration Engine

Administrative failure begins at the point of ingestion. We ensure your member data is the source of truth for every claim, quote, and journal entry.

Automated Bulk Member Ingestion

Seamlessly ingest and categorize thousands of member records from unstructured sources (PDF, CSV, XLSX) using Heuristic Mapping and Luhn Algorithm ID validation.

Intelligent Monthly Movement Tracking

Eliminate the manual reconciliation nightmare. Our engine automatically identifies New Entrants, Exits, Salary Adjustments, and Benefit Changes with deterministic precision.

Forensic Versioning & Underwriting

Capture an immutable "Before & After" snapshot of every member change, ensuring total auditability for binder mandates and underwriting requirements.

Accounting-Triggered Automation

Every administrative movement automatically triggers GL Posting Journals, ensuring your finance ledger matches your risk data in real-time.

Configured Core IP

The 7 Pillars of Operational Integrity

Seven production-ready IP assets — each precision-engineered for a specific pain point in the South African insurance and employee benefits landscape.

Broker ERP

Catalyst Orbit V3

Automate the Tri-Phase Compliance Lifecycle from first appointment to signed ROA.

Revenue Intelligence

COID Audit & Reclassification Agent

Proactively identify employer misclassifications and calculate RMA Arbitrage savings.

Instant Quoting

Actuarial Quoting Engine

Ingest any census format and generate instant, insurer-ready quotes with integrated rate tables.

High-Speed Reconciliation

Bulk Member Recon Engine

High-speed, dual-model (Heuristic + Algorithmic) matching for 10,000+ records.

GROA · Adjudication

Group Risk Operational Admin

Kill-Switch Adjudication that blocks claims until forensic document checklists are verified.

Section 13B · Three-Pot

RetireAdmin Core

Native Three-Pot architecture with a Fee Waterfall engine that strips premiums before pot allocation.

Wills & Estate Planning

Real-Time Fiduciary Technology

Live side-by-side rendering of Wills with built-in SA Wills Act compliance guardrails.

For Enterprise CTOs

Expert-Led Acceleration & Enterprise Integration

We don't just offer products; we offer Capability.

Strategic Rescue

Agentic Production Line Deployment

We deploy our Agentic Production Line to rescue and accelerate stalled or over-budget legacy IT projects.

  • Rapid codebase triage & root-cause analysis
  • Agentic parallel workstream execution
  • On-site & remote delivery capability
Enterprise Integration

Intelligent Connector Architecture

Our core IP is designed for rapid expansion. We architect and deploy intelligent connector agents tailored to securely integrate with your specific business rules and legacy databases in weeks, not years.

  • Business-rule-aware connector design
  • Legacy database integration in weeks
  • Zero-disruption phased rollout
The Framework Explained

How It Works

Three plain-English truths that explain why the UMA market needs Catalyst AI — and what happens when you deploy it.

01
The Problem

The UMA industry is choking on unstructured data.

Manual teams spend thousands of hours every month reformatting messy broker spreadsheets, PDFs, and CSV member exports before a single actuarial calculation can begin. This operational drag kills scalability and introduces compounding compliance risk at every touchpoint.

02
The Catalyst Solution

We deploy an Agentic AI Workforce.

Catalyst AI autonomously reads, sanitizes, and maps unstructured broker data into perfect, audit-ready databases — in under 90 seconds. No manual intervention. No reformatting. Deterministic accuracy validated at every stage by our DASA pipeline, with full audit-trail transparency for FSCA and Lloyd's delegated authority requirements.

03
The Result

Total IP Portability. Zero manual entry.

Your sanitized data intelligence travels with you — across any binder, insurer, or platform in the global UMA market. Deterministic accuracy means every downstream premium calculation, claims decision, and regulatory submission rests on a provably clean foundation. That is the Catalyst standard.

Ready to see deterministic accuracy applied to your live book of business?

Book Discovery Call
The Agentic Framework

Enterprise-Grade IP Modules

Five proprietary technology layers purpose-built for Autonomous Data Sanitization and IP Portability across the global UMA market — replacing manual operational friction with audit-ready, agentic workflows.

Core IP · Double Span

Universal Heuristic Engine

The foundational IP layer of the Catalyst platform. The UHE autonomously ingests unstructured broker data — raw Excel schedules, PDF annexures, and CSV member exports — and standardises them into actuarially clean, schema-validated datasets in under 90 seconds. Proprietary heuristic rules founded on Deterministic Modeling identify outliers, duplicates, and demographic anomalies without human intervention, directly enabling “IP Portability”: the ability to carry your sanitized data intelligence across any binder, insurer, or platform in the global UMA market.

  • Processes >5 000 member records per cycle
  • 92% reduction in manual sanitization hours
  • Schema-agnostic — adapts to any broker template
Agentic Layer

DASA Validation

Deterministic & Algorithmic Sanitization Agents (DASA) form a multi-stage validation pipeline. Each agent targets a discrete data-quality risk: ID number verification against the Luhn algorithm, age boundary checks against policy schedules, salary outlier detection using IQR banding, and benefit eligibility cross-referencing. All flags are surfaced with audit-trail references, ensuring every downstream actuarial calculation rests on a defensible, compliant data foundation.

Governance

Compliance HITL

Human-in-the-Loop governance checkpoints are embedded at every critical juncture of the autonomous workflow. Senior actuarial or compliance personnel receive structured, AI-generated decision briefs — with full reasoning traces — before any data override or exception is committed. This architecture satisfies FSCA Conduct Standard obligations, POPIA data-processing mandates, and Lloyd’s of London delegated authority audit requirements simultaneously.

Insight · Double Span

Market Intelligence

A real-time analytics layer that aggregates sanitized portfolio data across your entire book of business. Monitor live quote velocity, loss ratio drift by occupational class, benefit utilisation trends, and competitive rate benchmarks — all rendered as actionable intelligence in a single command-centre interface. Designed for binder holders managing multi-insurer panels across the South African and East African UMA corridors.

Deployment

Modular Licensing

White-label API licensing that allows enterprise partners to embed the Catalyst AI engine directly into their own platforms under an IP Portability agreement. Deploy as a standalone SaaS module, integrate via REST API into your existing policy-administration system, or license the UHE heuristics as a data service. Pricing is structured on a per-member processed basis, ensuring alignment between cost and operational scale.

Financial Impact Projection

Quantify the
Agentic Advantage.

Manual data sanitization is the primary operational cost driver in UMA scalability. Enter your transactional parameters to generate a real-time institutional savings projection — denominated in South African Rand.

Catalyst AI reduces per-unit processing time from your manual hours to a 0.5 hr autonomous cycle — a baseline derived from deterministic actuarial modeling.

▸ Calculation Engine
Reclaimed Hours = (Manual Hrs − 0.5) × Volume
Financial Savings = Reclaimed Hrs × Hourly Cost
FTE Capacity = Reclaimed Hrs ÷ 160
catalyst_roi.terminal — live
units
hrs
R/ hr
Projected Monthly Impact
Financial Savings (ZAR)
R 183 750Gross labour cost reclaimed per month
Reclaimed Hours
525 hrsAutonomous processing
FTE Capacity
3,28 FTERedirected to strategy
Request Institutional Licensing Brief
Financial Leakage Intelligence

Quantifying Your Cost of Inaction (COI)

Input your operational parameters below. Every figure updates in real-time, denominated in South African Rand.

coi_engine.terminal — live parameters
Vector 1 — Bulk Member Reconciliation
2 000
8%
R 28 000
12%
V1 Leakage = (Lives × Movement%) × Salary × Error%
= R 537 600 / month
Vector 2 — Three-Pot Administration
120
R 350
V2 Leakage = Requests × 42 min saved × Hourly Rate
= R 29 400 / month
Vector 3 — Deployment Timeline Contrast

Legacy IT

18 months

Cumulative leakage: R 10 206 000

Catalyst AI

21 Days

Cumulative leakage: R 567 000

45%
Total Monthly Leakage
R 567 000Bulk Recon + Three-Pot
18-Month Legacy Exposure
R 10 206 000Cumulative unaddressed loss
V1 — Recon Leakage
R 537 600Member record errors
V2 — Three-Pot Drag
R 29 40042 min saved per request
Recoverable Value (21-Day Deploy)
R 9 639 000Legacy 18-month window vs Catalyst AI 21-day deployment
▸ Leakage Vector Comparison — Legacy vs Catalyst AI
Legacy ITCatalyst AI

▸ Live Risk Assessment

Your current manual process exposes you to R 567 000 in monthly leakage across Bulk Member Reconciliation and Three-Pot administration. Risk level: CRITICAL 🔴. Over an 18-month legacy IT deployment window, your cumulative unaddressed leakage reaches R 10 206 000. The Catalyst AI 21-Day deployment model reduces that exposure to R 567 000, preserving R 9 639 000 in recoverable value.

Request a Formal COI Assessment